Your MasterCard® Debit Card

Managing your finances with your Pioneer Bank MasterCard® debit card is more convenient than using checks because funds are immediately deducted directly from your checking account. Having an electronic record of every transaction the moment it happens makes keeping track of what you spend a snap. MasterCard is accepted by millions of merchants worldwide for purchases from groceries to hotel reservations.

Need quick cash? Visit any Pioneer Bank location to use our 24/7 ATM with no surcharge fee for Pioneer Bank customers.

Reporting lost or stolen cards?

MasterCard SecureCode and Your Debit Card

SecureCode™ is a service that helps protect your Pioneer Bank MasterCard® debit card against unauthorized Internet purchases by using identity information established between an individual cardholder and his or her financial institution.

Choosing your own private SecureCode is quick and easy.

You can visit the SHAZAM® web site at and enroll your debit card by following the simple steps. Or, at participating online merchants, you'll be prompted to create your own SecureCode prior to checkout. When this happens, a window from SHAZAM will appear, and you'll be guided through the simple enrollment process before your purchase is completed. Once you've created your private SecureCode, you will use it for future purchases at participating online merchants.


Please call Pioneer Bank at 1-715-652-2105 or 1-800-326-4424 for additional assistance. Otherwise, you can visit the MasterCard® web site for a demonstration, list of participating merchants, and frequently asked questions about MasterCard SecureCode™.